Pay Off Your House Fast
Last updated: 9 September 2026
Subscriptions purchased in this app are governed by Apple's standard licence agreement: Apple Standard EULA. The terms below sit alongside it.
Pay Off Your House Fast is a calculator. It projects figures from numbers you enter, using standard amortization maths and assumptions you can change. It is not financial, mortgage, tax or legal advice, it is not a loan offer, and it is not a pre-approval. Before acting on anything you see in the app, confirm the figures with your lender or a qualified adviser.
The affordability calculator uses ratios that lenders commonly start from. A real lending decision also depends on your credit history, employment, reserves and the property itself.
Results are only as good as the numbers entered and the assumptions made. Actual results vary with the exact date payments are applied, rate changes, escrow adjustments and servicer policy. We make no warranty that any projection will be achieved.
Some features require a paid subscription. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel it in your Apple ID settings. Any unused portion of a free trial is forfeited when a subscription is purchased.
Your figures are stored on your device. You are responsible for keeping your own backup. See the Privacy Policy.
To the fullest extent permitted by law, Essential Dev Team is not liable for any financial loss or other damages arising from use of the app or reliance on its projections.