Enter your balance, rate and payment once. Pay Off Your House Fast shows your payoff date, the interest still ahead, and exactly how much sooner a few extra dollars gets you there.
extra a month, on a $262k balance at 4.25%
sooner to mortgage-free
less interest paid
strategies to compare
The same loan, paid as scheduled and with $250 extra each month. The gap at the end is the part of your life you stop spending on a mortgage.
Real screens from the app, running on an example loan.
The month your mortgage ends, the share already paid off, the interest still to come and the total left to pay — the first thing you see.
Extra each month on a slider, round up the payment, one extra payment a year, biweekly, weekly, or a single lump sum. Every option shows its own payoff date and saving before you pick it.
The full amortization schedule grouped by year, with a plan-versus-base toggle so you can see every payment move. Export it as a PDF for your records or your lender.
Property tax, insurance, HOA dues and a maintenance reserve alongside the loan — including what carries on every month after the mortgage is gone. Log repairs so surprises are budgeted.
Work backwards from income, deposit and existing debts — credit cards, car and student loans — to a realistic price. See which lender rule caps you, and what clearing a debt would buy.
Your loan is written to your iPhone and never leaves it. There is no server holding it.
Standard amortization, real payment cadences, and the assumptions shown rather than hidden.
Five numbers from your latest mortgage statement are all it takes to start.
Light and dark mode, Dynamic Type and VoiceOver, and a printable PDF when you need paper.
Everything you need to see your date.
Monthly or yearly subscription.
Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and are managed in your Apple ID settings. Terms of Use (EULA) · Privacy Policy. Projections are estimates, not financial advice.
No account, no bank login. Just your numbers, on your iPhone.